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The senior bankers have obviously decided that it is in their financial interest to repeatedly violate the law.
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If you bring cases against powerful bankers, they will enlist their political allies and they will give very large political contributions to do that
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Apparently modern financial regulators are vastly more sophisticated than we were as financial regulators 25 years ago - because we had never figured out that the key to financial stability was leaving felons in charge of the largest financial institutions in the world.
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Best way to rob a bank is to own one.