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It doesn't work the same way everywhere. The Americans are the most gullible, because they don't like to deny co-workers' requests. People in the former Soviet bloc countries are less trusting, perhaps because of their previous experiences with their countries' secret services.
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Anything out there is vulnerable to attack given enough time and resources.
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I characterize myself as a retired hacker. I'm applying what I know to improve security at companies.
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One of my all-time favorite pranks was gaining unauthorized access to the telephone switch and changing the class of service of a fellow phone phreak. When he'd attempt to make a call from home, he'd get a message telling him to deposit a dime, because the telephone company switch received input that indicated he was calling from a pay phone.
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I saw myself as an electronic joy rider.
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I trust online banking. You know why? Because if somebody hacks into my account and defrauds my credit card company, or my online bank account, guess who takes the loss? The bank, not me.
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A company can spend hundreds of thousands of dollars on firewalls, intrusion detection systems and encryption and other security technologies, but if an attacker can call one trusted person within the company, and that person complies, and if the attacker gets in, then all that money spent on technology is essentially wasted.
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I love solving puzzles, I love finding my way around obstacles, and I love learning new things about technology.
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Protecting yourself is very challenging in the hostile environment of the Internet. Imagine a global environment where an unscrupulous person from the other side of the planet can probe your computer for weaknesses and exploit them to gain access to your most sensitive secrets.
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Any type of operating system that I wanted to be able to hack, I basically compromised the source code, copied it over to the university because I didn't have enough space on my 200 megabyte hard drive.