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I have done stupid with a lot of zeros on the end of it. I know what it looks like.
Dave Ramsey -
To be fair, the collection business does have a few good people in it. But it also has those who will lie and make threats.
Dave Ramsey
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Hitting bottom and hitting it hard was the worst thing that ever happened to me and the best thing that ever happened to me.
Dave Ramsey -
In the neighborhood where I grew up, it was a rough neighborhood - well, not rough, but it certainly wasn't upper class or anything. But I remember hearing things like, 'The little man just can't get ahead.' And if you start to believe that, then you know what? You don't get ahead.
Dave Ramsey -
People are in such a hurry to launch their product or business that they seldom look at marketing from a bird's eye view and they don't create a systematic plan.
Dave Ramsey -
As parents, we teach our kids about things we feel competent in. That's why so many parents don't teach their kids about money.
Dave Ramsey -
You can't be in debt and win. It doesn't work.
Dave Ramsey -
You have to teach children about money intentionally - create teachable moments.
Dave Ramsey
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Credit is an 'I love debt' score.
Dave Ramsey -
Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully.
Dave Ramsey -
I believe that through knowledge and discipline, financial peace is possible for all of us.
Dave Ramsey -
Don't react with fear and panic in the face of debt collector threats. Talk to them and explain your situation. See if you can work out a compromise.
Dave Ramsey -
I like to write books where I get a question on the radio, and I don't have an answer for it.
Dave Ramsey -
There is nothing wrong with having nice things, but when you are trying to buy nice things to be happy, you are going to hurt. It's not going to work.
Dave Ramsey
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There's always something that needs attention when you own a property.
Dave Ramsey -
Debt collectors like to play on your emotions because they think you'll give in and do something you can't really afford to do. Most of them don't care about you or your situation as long as they get some money.
Dave Ramsey -
Would a good friend, a smart friend, encourage you to do something as dishonorable as not pay a bill you're morally and legally obligated to pay? I don't think so.
Dave Ramsey -
You need some quick wins in order to stay pumped enough to get out of debt completely.
Dave Ramsey -
The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.
Dave Ramsey -
I really am not a gold fan.
Dave Ramsey
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You're not a bad parent if you don't save for your kid's college because instead you had to choose to feed them and clothe them. Those things come first. They can go to school and do this thing called 'work' while they're in school.
Dave Ramsey -
I've got a young man who works for me who says you don't need to discover your dreams - you need to recover them.
Dave Ramsey -
You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your other financial responsibilities.
Dave Ramsey -
I think that anyone who wants to start their own business can, but not any type of business.
Dave Ramsey