Dave Ramsey Quotes
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I like to write books where I get a question on the radio, and I don't have an answer for it.
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There are several things to be learned about money from Scripture, and the concepts of generosity and giving are in there.
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If you're doing something like scheduling utility payments to come through your debit card or out of your personal checking account, that's perfectly fine. But there are much safer ways to handle situations with debt collectors. You can send a money order overnight, or wire the cash to them.
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I have done stupid with a lot of zeros on the end of it. I know what it looks like.
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To be fair, the collection business does have a few good people in it. But it also has those who will lie and make threats.
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In the neighborhood where I grew up, it was a rough neighborhood - well, not rough, but it certainly wasn't upper class or anything. But I remember hearing things like, 'The little man just can't get ahead.' And if you start to believe that, then you know what? You don't get ahead.
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Credit is an 'I love debt' score.
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Hitting bottom and hitting it hard was the worst thing that ever happened to me and the best thing that ever happened to me.
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Debt collectors like to play on your emotions because they think you'll give in and do something you can't really afford to do. Most of them don't care about you or your situation as long as they get some money.
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As parents, we teach our kids about things we feel competent in. That's why so many parents don't teach their kids about money.
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You have to teach children about money intentionally - create teachable moments.
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I believe that through knowledge and discipline, financial peace is possible for all of us.
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There's always something that needs attention when you own a property.
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Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully.
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Don't react with fear and panic in the face of debt collector threats. Talk to them and explain your situation. See if you can work out a compromise.
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Would a good friend, a smart friend, encourage you to do something as dishonorable as not pay a bill you're morally and legally obligated to pay? I don't think so.
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There is nothing wrong with having nice things, but when you are trying to buy nice things to be happy, you are going to hurt. It's not going to work.
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We are all in the business of sales. Teachers sell students on learning, parents sell their children on making good grades and behaving, and traditional salesmen sell their products.
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I think that anyone who wants to start their own business can, but not any type of business.
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You're not a bad parent if you don't save for your kid's college because instead you had to choose to feed them and clothe them. Those things come first. They can go to school and do this thing called 'work' while they're in school.
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Once I will warn you, and then I will fire you! I have a zero-tolerance-plus-one policy for gossip. I will teach you once, and then I will fire your butt.
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In order to be a great marketer, you have to be focused and intense and look at scarcity, urgency, activity and passion in the marketplace.
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You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your other financial responsibilities.
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The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.