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I have to live my books before I write them.
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You never cash out a 401(k) or IRA to pay off debt, unless it's to avoid a foreclosure or bankruptcy.
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You need some quick wins in order to stay pumped enough to get out of debt completely.
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I've got a young man who works for me who says you don't need to discover your dreams - you need to recover them.
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I really am not a gold fan.
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You've got to tell your money what to do or it will leave.
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As much as I want to help people, I had to accept the fact long ago that being stupid with money isn't illegal.
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Life will not make allowance for you, but it will pay you what you earn.
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My children were taught at an early age how money works and that it comes from hard work. They've been on a commission - not an allowance - since they were little. They learned that if they worked around the house, they got paid. If they didn't work, they didn't get paid.
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You don't need credit.