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The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.
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I have to live my books before I write them.
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You've got to tell your money what to do or it will leave.
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I've got a young man who works for me who says you don't need to discover your dreams - you need to recover them.
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I really am not a gold fan.
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You never cash out a 401(k) or IRA to pay off debt, unless it's to avoid a foreclosure or bankruptcy.
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As much as I want to help people, I had to accept the fact long ago that being stupid with money isn't illegal.
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Life will not make allowance for you, but it will pay you what you earn.
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My children were taught at an early age how money works and that it comes from hard work. They've been on a commission - not an allowance - since they were little. They learned that if they worked around the house, they got paid. If they didn't work, they didn't get paid.
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You don't need credit.