Mark Zandi Quotes
The average credit score of today's FHA borrowers is higher than the average American household with a score. As it becomes more costly and difficult to get a FHA loan, loans from private mortgage lenders will become more attractive and their market share will grow.

Quotes to Explore
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I worked at the American Conservatory Theater in San Francisco, lived there for three years, and lived in Baltimore for 12 years.
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College is part of the American dream. It shouldn't be part of a financial nightmare for families.
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If I hadn't spent many years trying to be as compassionate as Mother Teresa, as positive a thinker as W. Clement Stone, as prolific a writer as Stephen King, and as good a speaker as many of the legends I have studied, I would not be as successful as I am today.
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Western countries in particular can today no longer be separated from Muslim societies, because they have them within themselves. They are themselves internally globalized.
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Much of the conventional wisdom associated with Vietnam was highly inaccurate. Far from an inevitable result of the imperative to contain communism, the war was only made possible through lies and deceptions aimed at the American public, Congress, and members of Lyndon Johnson's own administration.
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Let us sacrifice our today so that our children can have a better tomorrow.
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There was no United States before slavery. I am sure somebody can make some sort of argument about modern French identity and slavery and North Africa, but there simply is no American history before black people.
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We know that the nation that goes all-in on innovation today will own the global economy tomorrow. This is an edge America cannot surrender.
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We are Americans. We - we - we are - we are doctors. We are investment bankers. We are taxi drivers. We are store keepers. We are lawyers. We are - we are part of the fabric of America. And the way that America today treats its Muslims is being watched by over a billion Muslims worldwide.
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If you fell down yesterday, stand up today.
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And a tiny number of people in a few states make these decisions, and we're left with these options that are increasingly not attractive to the American people.
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I'm having as much fun today as I did when I made $55 a week, because it is as much fun.
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My biggest fear in life is to be average.
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The American system of democracy is founded on the concept that every citizen has the right to vote, to know that their vote is counted, and that the vote is counted accurately.
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We're taking on Social Security as a property rights issue. We figure that every single American has an absolute property right interest in the fruits of his or her own labor. What I work for should be my property.
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The NSA is forbidden to 'target' American citizens, green-card holders or companies for surveillance without an individual warrant from a judge.
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Afrikaans is my first language, although you would never know, as my English accent has more of an American-British thing going on from all my years of travelling.
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I think we have become obsessed with beauty and personally I'm really saddened by the way women mutilate their faces today in search of that.
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Both the IDB and Fundacion ALAS believe that the future of prosperity and equality that we hope for has to start today with higher investment and higher quality in Early Childhood Development programs throughout the region.
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I love my country very dearly, and I greatly resent the implication that some of the places that I have sung and some of the people that I have known, and some of my opinions, whether they are religious or philosophical, make me less of an American.
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No authors propounded the ideas of economic liberalism in Sweden during the 1920s as vigorously as did Cassel and Heckscher, and in addition they certainly helped in no mean degree to give actual policy a liberal stamp during that decade.
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What can they see in the longest kingly line in Europe, save that it runs back to a successful soldier?
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The way I run my business seems to be easier than the way I run my life.
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The average credit score of today's FHA borrowers is higher than the average American household with a score. As it becomes more costly and difficult to get a FHA loan, loans from private mortgage lenders will become more attractive and their market share will grow.