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Some of the bitcoin community come from that kind of anarchistic, libertarian view. But, one reason why I think Ripple has been very successful is because we work with the system.
Brad Garlinghouse -
Whether you talk about Africa or underbanked communities, these are all examples where Ripple can change the way society works.
Brad Garlinghouse
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In 2017, people have realized there isn't going to be one crypto to rule them all. You're seeing vertical solutions where XRP is focused on payment problems, Ethereum is focused on smart contracts, and increasingly, bitcoin is a store of value. Those aren't competitive. In fact, I want bitcoin and Ethereum to be successful.
Brad Garlinghouse -
There are a lot of really fabulous things that get done with digital assets and blockchain technologies to reduce friction, to reduce costs, and enable things that weren't possible before.
Brad Garlinghouse -
Some in the bitcoin community have always taken an anti-government, anti-fiat, anti-bank approach to their philosophy. Ripple takes the orthogonal side of each of those.
Brad Garlinghouse -
I think what Ripple is doing is not just, 'Hey, how do we enable banks' - it's a broader effort in how can you enable an Internet of Things and connected devices that are economic actors to pass a couple pennies.
Brad Garlinghouse -
The revolution of blockchain is not going to happen from outside the system; it's going to happen from within the system.
Brad Garlinghouse -
If the asset solves a real problem for a real customer, then there'll be value in the asset.
Brad Garlinghouse
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Yahoo is a great company, and anyone should be proud to be CEO.
Brad Garlinghouse -
In the bubble that was dot-com 1.0 emerged Google, Amazon, and some of the most valuable companies on the planet. They were successful because they focused on their customer; they focused on revolutionary products.
Brad Garlinghouse -
Governments aren't going to go away; banks aren't going to go away.
Brad Garlinghouse -
I don't think central banks are going to give up fiat currency anytime in my lifetime.
Brad Garlinghouse -
Some of the people at Ripple I think are truly the smartest people I've ever worked with in my career, which makes it a lot of fun to go to work every day.
Brad Garlinghouse -
I had been exposed to bitcoin early. I thought the consumer application of it felt, to me, further away. I thought there would be faster adoption of the blockchain in the enterprise space and with banks.
Brad Garlinghouse
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Ripple is focused on enabling a global network of financial institutions to use our software to create what we call the Internet of Value.
Brad Garlinghouse -
What's happening in crypto - and certainly what's happening at Ripple - we have an opportunity to fundamentally change the way global commerce is managed from a payments point of view.
Brad Garlinghouse -
'Be in' is all about passion. Life is short. There are so many interesting things we can do in our life, and I feel like if someone is just kind of showing up, it's not worth it for them or for us.
Brad Garlinghouse -
When you look around Silicon Valley at new companies, there are very few ideas that are going to make a dent in the universe.
Brad Garlinghouse -
XRP is a digital asset that exists on the XRP ledger, one of the open-source products created by Ripple. XRP is a pivotal component of the Internet of Value, since it solves a key point of friction: the pre-funding of nostro/vostro accounts necessary to facilitate cross border payments.
Brad Garlinghouse -
PayPal exists because banks are not interoperable: I can't efficiently pay you $10 unless I'm giving you a $10 bill. So we're all on PayPal and Venmo, I need interoperability on the same ledger.
Brad Garlinghouse
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XRP is solving a payments problem, and it's very efficient to do that.
Brad Garlinghouse -
What xRapid allows you to do is to have real-time liquidity.
Brad Garlinghouse -
To be candid, I think, in retrospect, it was a mistake to work at AOL when I did. I think I had rose-colored glasses about the opportunity to reinvent AOL.
Brad Garlinghouse -
There is a lot of volatility in the digital asset market broadly, and certainly that is true in the bitcoin market. It's been true for XRP, and I think that's because these markets are very nascent.
Brad Garlinghouse