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There are good options, easy to set up and cheap to maintain.
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You certainly have plenty of time to do it.
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It's the best motivation to save for retirement that we've seen in America. Everybody should be in the Roth game if they can.
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A defined-benefit Keogh would allow you to sock away a lot more, with the amount you contribute depending on your age and compensation. It makes the most sense for someone older making a significant amount of money.
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So a working couple can contribute a lot more with a Roth 401(k). Each spouse can put $15,000 into a Roth 401(k). It's an opportunity to put a lot of money away that you'll never again have to share with the government.
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Look at the score at the end of the #game.