The decline in home equity makes it more difficult for struggling homeowners to refinance and reduces the financial incentive of stressed borrowers to remain in their homes.
Banks need to continue to lend to creditworthy borrowers to earn a profit and remain strong.
We are renters and borrowers and, in the end, only thieves.
Borrowers are nearly always ill-spenders, and it is with lent money that all evil is mainly done and all unjust war protracted.
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