Dave Ramsey Quotes
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When people get scared, they quit giving.
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Babies are wonderful, important things. Having kids, even the thought of having kids, is a big emotional deal. But sometimes it can cause people to change their financial plans and directions.
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The Bible clearly says that when we have a problem with our brother, we are to go to them and try to resolve the situation.
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My wife, Sharon, and I started with nothing when we got married. I was driving a 1902 Pinto and eating off a card table.
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A vacation home is a wonderful 'extra' as you start building wealth. Remember, though, it's still basically a very large, very expensive toy.
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We've really got to stop looking to Washington to fix our problems. It obviously doesn't have the ability to do that. People who are successful are not successful because of the president.
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I will never be unemployed.
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While I encourage people to save 100% down for a home, a mortgage is the one debt that I don't frown upon.
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Never take a loan against your retirement! When you pay interest against your retirement, you cost yourself interest.
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Most of the things we buy are wants. And we call them needs, but they're wants.
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You can't be in debt and win. It doesn't work.
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Pay your utilities, gas and other basic needs before paying on your debts.
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To be fair, the collection business does have a few good people in it. But it also has those who will lie and make threats.
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There's always something that needs attention when you own a property.
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It takes some discipline and hard work, but relying on credit when things go wrong is a trap.
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Trust me, I know, you can make mistakes with money and still raise money-smart kids. You can start a new family tradition of handling money the right way.
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I have done stupid with a lot of zeros on the end of it. I know what it looks like.
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Some people are just stuck in their ways and have been brainwashed into believing that credit cards and debt are an unavoidable part of life.
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There are no shortcuts when it comes to getting out of debt.
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When we talk about kids earning commission for chores, we always have at least one parent who argues that children should do chores because they are part of the family. I agree, but if you don't involve money in a few chores, you lose the teachable moments in the work, spend, save, and give principles.
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People are in such a hurry to launch their product or business that they seldom look at marketing from a bird's eye view and they don't create a systematic plan.
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What your beliefs are about anything creates your actions. What you believe about marriage creates the way you handle your marriage. What you believe about raising kids creates the way you do that.
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Credit is an 'I love debt' score.
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I always laugh and say I met God on the way up, and I got to know him on the way down. And so, as I'm crashing and losing everything, a lot of people run to God when they are struggling. And I was no exception.