William J. Bernstein Quotes
It's bad enough that you have to take market risk. Only a fool takes on the additional risk of doing yet more damage by failing to diversify properly with his or her nest egg. Avoid the problem-buy a well-run index fund and own the whole market.

Quotes to Explore
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Failing organizations are usually over-managed and under-led.
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Ego is one of the biggest weapons that is used to take us down. It's self-destructive. It's a problem on all levels - even regular people can have big ego problems.
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They had enough. They wanted to enjoy their life.
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When I was a lad in my 20s, as carefree and debonair as any other underpaid newspaperman, I happened to be a golfer who could flirt with par fairly often, and I was adventurous enough in those days to play any known or unknown thief who showed up at Goat Hills for whatever amount he fancied.
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If the government would like to hire my services to maximize value for their stake, they should approach me. No problem.
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I don't want to get too detailed into it, but when you're a good high school running back, you can almost be whatever type of runner you want to be. If you're a good size and a good athlete, you can be whatever type of runner you want.
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I do take responsibility for it. I admit to having a problem. I have been to numerous treatment centers.
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Running for office is similar to being a trial lawyer in a very long trial. It requires adrenaline and stamina; it requires being in shape mentally and emotionally. It's a marathon.
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Men are very competent in their workplace - and this is going to sound sexist - women are better at running households and juggling lots of things, kids and scheduling and that kind of thing.
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You can never have enough talent.
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I fracked over 3,000 wells in my life and never had a problem with an aquifer.
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The problem with too beautiful a view is that it's alright for the mulling stage. But for the writing stage, you want to be somewhere without a view, especially if it is very different from what you're writing.
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When you're headlining, people are paying to come see you specifically. It's a different kind of pressure, because you've got to deliver. You've got to give these people what they paid for. It's a different mind state, a different type of mentality, but it's honestly a pretty good problem to have, you know?
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I think a moratorium probably is legal, and we should probably for a short period of time impose a moratorium so that we don't permit any additional landfill permits for the time being, so we don't exacerbate the problem.
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The hard part of running a business is that there are a hundred things that you could be doing, and only five of those actually matter, and only one of them matters more than all of the rest of them combined. So figuring out there is a critical path thing to focus on and ignoring everything else is really important.
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You alone are enough.
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I started in law school in '71 and graduated in '74. So I was training for the Olympics, running or averaging around 20 miles a day and going to law school full time.
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I think I am typical in believing that the Peace Corps trained us brilliantly and then did little more except send us into the bush. It was not a bad way of running things.
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Straightforwardness and simplicity are in keeping with goodness. The things that are essential are acquired with little bother; it is the luxuries that call for toil and effort. To want simply what is enough nowadays suggests to people primitiveness and squalor.
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So many little girls dream about their wedding day. But with actresses, sometimes it's the inverse, because we get to be the centre of attention, looked up and down, dressed up for premieres all the time. The pull isn't quite as great.
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The man who sees little always sees less than there is to see; the man who hears badly always hears something more than there is to hear.
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Personally, it was hard to see Emmitt in red.
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Everyone can help. We can educate ourselves and our children about other countries and cultures. We have a responsibility to be aware of others and I believe this will inspire the individual way each person can make their difference.
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It's bad enough that you have to take market risk. Only a fool takes on the additional risk of doing yet more damage by failing to diversify properly with his or her nest egg. Avoid the problem-buy a well-run index fund and own the whole market.