William J. Bernstein Quotes
It's bad enough that you have to take market risk. Only a fool takes on the additional risk of doing yet more damage by failing to diversify properly with his or her nest egg. Avoid the problem-buy a well-run index fund and own the whole market.

Quotes to Explore
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Failing organizations are usually over-managed and under-led.
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Ego is one of the biggest weapons that is used to take us down. It's self-destructive. It's a problem on all levels - even regular people can have big ego problems.
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I'll take a look and get a second wind because so many little children are running around at my side.
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In a country where women regard themselves as equal, they are not prepared to see men running the show themselves.
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They had enough. They wanted to enjoy their life.
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When I was a lad in my 20s, as carefree and debonair as any other underpaid newspaperman, I happened to be a golfer who could flirt with par fairly often, and I was adventurous enough in those days to play any known or unknown thief who showed up at Goat Hills for whatever amount he fancied.
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If the government would like to hire my services to maximize value for their stake, they should approach me. No problem.
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I don't want to get too detailed into it, but when you're a good high school running back, you can almost be whatever type of runner you want to be. If you're a good size and a good athlete, you can be whatever type of runner you want.
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I do take responsibility for it. I admit to having a problem. I have been to numerous treatment centers.
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Running for office is similar to being a trial lawyer in a very long trial. It requires adrenaline and stamina; it requires being in shape mentally and emotionally. It's a marathon.
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Men are very competent in their workplace - and this is going to sound sexist - women are better at running households and juggling lots of things, kids and scheduling and that kind of thing.
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You can never have enough talent.
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I fracked over 3,000 wells in my life and never had a problem with an aquifer.
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The problem with too beautiful a view is that it's alright for the mulling stage. But for the writing stage, you want to be somewhere without a view, especially if it is very different from what you're writing.
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When you're headlining, people are paying to come see you specifically. It's a different kind of pressure, because you've got to deliver. You've got to give these people what they paid for. It's a different mind state, a different type of mentality, but it's honestly a pretty good problem to have, you know?
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I think a moratorium probably is legal, and we should probably for a short period of time impose a moratorium so that we don't permit any additional landfill permits for the time being, so we don't exacerbate the problem.
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The hard part of running a business is that there are a hundred things that you could be doing, and only five of those actually matter, and only one of them matters more than all of the rest of them combined. So figuring out there is a critical path thing to focus on and ignoring everything else is really important.
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You alone are enough.
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The rich are only defeated when running for their lives.
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The present rate of progress [in X-ray crystallography] is determined, not so much by the lack of problems to investigate or the limited power of X-ray analysis, as by the restricted number of investigators who have had a training in the technique of the new science, and by the time it naturally takes for its scientific and technical importance to become widely appreciated.
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To be obsessed by the idea of freedom, for instance, is itself a form of slavery. Such people are in the chains of the hope of freedom, and are therefore able to do little else than struggle with them.
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We're going to have to wait that out, ... But if I had to guess right now, I think it would make it tough for him to make it back for Monday night. We'll just have to work our way through that situation and see what's the best way of handling that.
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It's bad enough that you have to take market risk. Only a fool takes on the additional risk of doing yet more damage by failing to diversify properly with his or her nest egg. Avoid the problem-buy a well-run index fund and own the whole market.