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Cash is not cheap. The physical infrastructure is not easy to maintain and cheap.
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Once you have set the goal, give your staff the space to get there. If you micromanage, you will be able to do very little.
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If a woman is financially independent, she can definitely make a bigger contribution in making big decisions and contribute much more. If a woman is financially independent, she can pursue her interests, too.
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Had it not been for the groundswell of support by the people of India, we would not have seen such a huge exercise of demonetisation bounce off without a single riot or a single law and order issue.
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I am happy to be running a public sector bank. In times of stress, most people will always have an account with us, so, to the extent that it gives stability and faith for the people and because banking is a business of trust, it is a major advantage we have.
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It is only after you are able to stand on your own feet, or have the confidence that you can stand on your own feet, should you look at doing things such as marriage or setting up a family.
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One of the big lessons I have learnt from my life is that things are never as difficult as they seem. When you actively plunge into it, you realize you can easily do it.
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People are used to cash, and getting them out of that is going to be a long and tough exercise.
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If you are approachable, if you keep your line of communication open, then very often, you get to hear what you need to hear.
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If we want to be the banker to every Indian as we want to be, then we will have to use technology.
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Senior officials are always looking for good juniors, so when the opportunity comes, they give you the responsibilities.
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In India, women are still the primary caregivers. Whether it be for children, whether it be for old people or sick people, you are the primary caregiver. No matter what position you are in.
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To tell you the truth, if you're looking at rising pretty high, then you need to find a way of taking care of these problems and not taking time off. At the end of the day, it is a very tough competition. And in a very tough competition, if you just take breaks, then it's going to become much, much more difficult.
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Whatever I have said is in the interest of the system, and it has never been taken amiss.
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We keep saying, 'No more 'band aid' solutions.'
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I say what is required to be said.
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Banning cash transactions over R3 lakh will allow banks to diversify their banking activities into new areas and not mundane ones.
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Because SBI is so large, serving customers in India's big cities and small rural villages alike, it has a pressing need for better tools and technology to monitor lending risks.
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Those who claim that they need cash because they are unable to pay labourers are those who are not paying minimum wages.
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Lending rate is a function of both liquidity as well as credit demand.
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If you snap off people's heads and get on to a kind of a pedestal, it's more difficult for people to approach you. It's much easier if you are down there with them. They will talk to you.
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We have been partners in nation-building and take our role in building the nation very proudly.
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Until you get your reputation made, you have to work twice as hard... there is always a doubt in your superior's mind as to whether you will put family before your job.
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I can't tell you precisely how much participation there will be from India in the One Belt, One Road, but what is clear is the understanding that it is important for us to develop neighbourhood trade.