Arundhati Bhattacharya Quotes
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If you look at the international markets, for projects that are capital-intensive, the minute the construction phase is completed and production is supposed to start, normally all these loans get refinanced.
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In any merger, the biggest challenge is always integration of human resources because the people who are coming in have a lot of apprehension.
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If we want to be the banker to every Indian as we want to be, then we will have to use technology.
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I say what is required to be said.
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Most of the time, women believe that what lies ahead is a precipice. Whereas, if you continue to drive and stay on the path, the road will open up in front of you, and you will reach your destination. You don't need to turn around and abandon the journey.
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It is only after you are able to stand on your own feet, or have the confidence that you can stand on your own feet, should you look at doing things such as marriage or setting up a family.
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Because SBI is so large, serving customers in India's big cities and small rural villages alike, it has a pressing need for better tools and technology to monitor lending risks.
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Senior officials are always looking for good juniors, so when the opportunity comes, they give you the responsibilities.
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If you are approachable, if you keep your line of communication open, then very often, you get to hear what you need to hear.
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In India, women are still the primary caregivers. Whether it be for children, whether it be for old people or sick people, you are the primary caregiver. No matter what position you are in.
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Banning cash transactions over R3 lakh will allow banks to diversify their banking activities into new areas and not mundane ones.
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When interest rates are coming down, you cannot have high margins.
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Cash is not cheap. The physical infrastructure is not easy to maintain and cheap.
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If you are really challenged, and if you are willing to take the plunge, very often some of the path opens up in front of you.
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Those who claim that they need cash because they are unable to pay labourers are those who are not paying minimum wages.
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We have been partners in nation-building and take our role in building the nation very proudly.
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If you snap off people's heads and get on to a kind of a pedestal, it's more difficult for people to approach you. It's much easier if you are down there with them. They will talk to you.
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To tell you the truth, if you're looking at rising pretty high, then you need to find a way of taking care of these problems and not taking time off. At the end of the day, it is a very tough competition. And in a very tough competition, if you just take breaks, then it's going to become much, much more difficult.
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Our huge infrastructure that we need for keeping cash is very expensive.
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Lending rate is a function of both liquidity as well as credit demand.
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I am happy to be running a public sector bank. In times of stress, most people will always have an account with us, so, to the extent that it gives stability and faith for the people and because banking is a business of trust, it is a major advantage we have.
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Waiving debts corrupts the credit culture.
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Until you get your reputation made, you have to work twice as hard... there is always a doubt in your superior's mind as to whether you will put family before your job.
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Frankly, I have a lot of interests, and I am not all that wedded only to banking.