Arundhati Bhattacharya Quotes
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In India, women are still the primary caregivers. Whether it be for children, whether it be for old people or sick people, you are the primary caregiver. No matter what position you are in.
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As demand goes down, you will see prices come down.
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If you look at the international markets, for projects that are capital-intensive, the minute the construction phase is completed and production is supposed to start, normally all these loans get refinanced.
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Once you have set the goal, give your staff the space to get there. If you micromanage, you will be able to do very little.
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People are used to cash, and getting them out of that is going to be a long and tough exercise.
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If you are approachable, if you keep your line of communication open, then very often, you get to hear what you need to hear.
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We keep saying, 'No more 'band aid' solutions.'
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If a woman is financially independent, she can definitely make a bigger contribution in making big decisions and contribute much more. If a woman is financially independent, she can pursue her interests, too.
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Senior officials are always looking for good juniors, so when the opportunity comes, they give you the responsibilities.
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It is only after you are able to stand on your own feet, or have the confidence that you can stand on your own feet, should you look at doing things such as marriage or setting up a family.
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One of the big lessons I have learnt from my life is that things are never as difficult as they seem. When you actively plunge into it, you realize you can easily do it.
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I am happy to be running a public sector bank. In times of stress, most people will always have an account with us, so, to the extent that it gives stability and faith for the people and because banking is a business of trust, it is a major advantage we have.
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India has a very young population which is comfortable doing business on a screen than do it one on one with a banking executive. They want quick fulfilment of desires, and may not have the time to go to a bank to get things done. Many of them are comfortable working from home.
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If we want to be the banker to every Indian as we want to be, then we will have to use technology.
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To tell you the truth, if you're looking at rising pretty high, then you need to find a way of taking care of these problems and not taking time off. At the end of the day, it is a very tough competition. And in a very tough competition, if you just take breaks, then it's going to become much, much more difficult.
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Until you get your reputation made, you have to work twice as hard... there is always a doubt in your superior's mind as to whether you will put family before your job.
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Banning cash transactions over R3 lakh will allow banks to diversify their banking activities into new areas and not mundane ones.
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If you snap off people's heads and get on to a kind of a pedestal, it's more difficult for people to approach you. It's much easier if you are down there with them. They will talk to you.
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I say what is required to be said.
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Those who claim that they need cash because they are unable to pay labourers are those who are not paying minimum wages.
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Whatever I have said is in the interest of the system, and it has never been taken amiss.
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Because SBI is so large, serving customers in India's big cities and small rural villages alike, it has a pressing need for better tools and technology to monitor lending risks.
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Lending rate is a function of both liquidity as well as credit demand.
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Waiving debts corrupts the credit culture.