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As demand goes down, you will see prices come down.
Arundhati Bhattacharya
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In any merger, the biggest challenge is always integration of human resources because the people who are coming in have a lot of apprehension.
Arundhati Bhattacharya
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I am happy to be running a public sector bank. In times of stress, most people will always have an account with us, so, to the extent that it gives stability and faith for the people and because banking is a business of trust, it is a major advantage we have.
Arundhati Bhattacharya
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Waiving debts corrupts the credit culture.
Arundhati Bhattacharya
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If you look at the international markets, for projects that are capital-intensive, the minute the construction phase is completed and production is supposed to start, normally all these loans get refinanced.
Arundhati Bhattacharya
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I say what is required to be said.
Arundhati Bhattacharya
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If you are approachable, if you keep your line of communication open, then very often, you get to hear what you need to hear.
Arundhati Bhattacharya
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Private sector has no issue in coming into infrastructure sector. They know very well that infrastructure is one area that can give you very steady long-term returns.
Arundhati Bhattacharya
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Whatever I have said is in the interest of the system, and it has never been taken amiss.
Arundhati Bhattacharya
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If a woman is financially independent, she can definitely make a bigger contribution in making big decisions and contribute much more. If a woman is financially independent, she can pursue her interests, too.
Arundhati Bhattacharya
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Had it not been for the groundswell of support by the people of India, we would not have seen such a huge exercise of demonetisation bounce off without a single riot or a single law and order issue.
Arundhati Bhattacharya
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People are used to cash, and getting them out of that is going to be a long and tough exercise.
Arundhati Bhattacharya
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Once you have set the goal, give your staff the space to get there. If you micromanage, you will be able to do very little.
Arundhati Bhattacharya
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Banning cash transactions over R3 lakh will allow banks to diversify their banking activities into new areas and not mundane ones.
Arundhati Bhattacharya
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One of the big lessons I have learnt from my life is that things are never as difficult as they seem. When you actively plunge into it, you realize you can easily do it.
Arundhati Bhattacharya
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When interest rates are coming down, you cannot have high margins.
Arundhati Bhattacharya
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Frankly, I have a lot of interests, and I am not all that wedded only to banking.
Arundhati Bhattacharya
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To tell you the truth, if you're looking at rising pretty high, then you need to find a way of taking care of these problems and not taking time off. At the end of the day, it is a very tough competition. And in a very tough competition, if you just take breaks, then it's going to become much, much more difficult.
Arundhati Bhattacharya
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Senior officials are always looking for good juniors, so when the opportunity comes, they give you the responsibilities.
Arundhati Bhattacharya
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If we want to be the banker to every Indian as we want to be, then we will have to use technology.
Arundhati Bhattacharya
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If you snap off people's heads and get on to a kind of a pedestal, it's more difficult for people to approach you. It's much easier if you are down there with them. They will talk to you.
Arundhati Bhattacharya
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It is only after you are able to stand on your own feet, or have the confidence that you can stand on your own feet, should you look at doing things such as marriage or setting up a family.
Arundhati Bhattacharya
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We have been partners in nation-building and take our role in building the nation very proudly.
Arundhati Bhattacharya
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Those who claim that they need cash because they are unable to pay labourers are those who are not paying minimum wages.
Arundhati Bhattacharya
