Arundhati Bhattacharya Quotes
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It is only after you are able to stand on your own feet, or have the confidence that you can stand on your own feet, should you look at doing things such as marriage or setting up a family.
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In any merger, the biggest challenge is always integration of human resources because the people who are coming in have a lot of apprehension.
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Senior officials are always looking for good juniors, so when the opportunity comes, they give you the responsibilities.
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Most of the time, women believe that what lies ahead is a precipice. Whereas, if you continue to drive and stay on the path, the road will open up in front of you, and you will reach your destination. You don't need to turn around and abandon the journey.
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I say what is required to be said.
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Because SBI is so large, serving customers in India's big cities and small rural villages alike, it has a pressing need for better tools and technology to monitor lending risks.
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If you are really challenged, and if you are willing to take the plunge, very often some of the path opens up in front of you.
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If you are approachable, if you keep your line of communication open, then very often, you get to hear what you need to hear.
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Some amount of support from government and regulator is required when you are looking at resolving systemic issues.
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Banning cash transactions over R3 lakh will allow banks to diversify their banking activities into new areas and not mundane ones.
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Those who claim that they need cash because they are unable to pay labourers are those who are not paying minimum wages.
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Cash is not cheap. The physical infrastructure is not easy to maintain and cheap.
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In India, women are still the primary caregivers. Whether it be for children, whether it be for old people or sick people, you are the primary caregiver. No matter what position you are in.
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A maturing process, and growth, is always painful. You ask any teenager, they will tell you, and it's just like that for the country. We need to grow; we need to evolve.
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When interest rates are coming down, you cannot have high margins.
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If you snap off people's heads and get on to a kind of a pedestal, it's more difficult for people to approach you. It's much easier if you are down there with them. They will talk to you.
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We have been partners in nation-building and take our role in building the nation very proudly.
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I am happy to be running a public sector bank. In times of stress, most people will always have an account with us, so, to the extent that it gives stability and faith for the people and because banking is a business of trust, it is a major advantage we have.
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Our huge infrastructure that we need for keeping cash is very expensive.
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To tell you the truth, if you're looking at rising pretty high, then you need to find a way of taking care of these problems and not taking time off. At the end of the day, it is a very tough competition. And in a very tough competition, if you just take breaks, then it's going to become much, much more difficult.
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Waiving debts corrupts the credit culture.
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Lending rate is a function of both liquidity as well as credit demand.
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Whatever I have said is in the interest of the system, and it has never been taken amiss.
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Frankly, I have a lot of interests, and I am not all that wedded only to banking.