Arundhati Bhattacharya Quotes
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If you are approachable, if you keep your line of communication open, then very often, you get to hear what you need to hear.
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Waiving debts corrupts the credit culture.
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In any merger, the biggest challenge is always integration of human resources because the people who are coming in have a lot of apprehension.
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I am happy to be running a public sector bank. In times of stress, most people will always have an account with us, so, to the extent that it gives stability and faith for the people and because banking is a business of trust, it is a major advantage we have.
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As demand goes down, you will see prices come down.
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I have met a lot of women who are good at math.
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If you look at the international markets, for projects that are capital-intensive, the minute the construction phase is completed and production is supposed to start, normally all these loans get refinanced.
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If a woman is financially independent, she can definitely make a bigger contribution in making big decisions and contribute much more. If a woman is financially independent, she can pursue her interests, too.
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Whatever I have said is in the interest of the system, and it has never been taken amiss.
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I say what is required to be said.
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Had it not been for the groundswell of support by the people of India, we would not have seen such a huge exercise of demonetisation bounce off without a single riot or a single law and order issue.
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One of the big lessons I have learnt from my life is that things are never as difficult as they seem. When you actively plunge into it, you realize you can easily do it.
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People are used to cash, and getting them out of that is going to be a long and tough exercise.
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To tell you the truth, if you're looking at rising pretty high, then you need to find a way of taking care of these problems and not taking time off. At the end of the day, it is a very tough competition. And in a very tough competition, if you just take breaks, then it's going to become much, much more difficult.
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Once you have set the goal, give your staff the space to get there. If you micromanage, you will be able to do very little.
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When interest rates are coming down, you cannot have high margins.
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If we want to be the banker to every Indian as we want to be, then we will have to use technology.
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Frankly, I have a lot of interests, and I am not all that wedded only to banking.
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If you snap off people's heads and get on to a kind of a pedestal, it's more difficult for people to approach you. It's much easier if you are down there with them. They will talk to you.
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Senior officials are always looking for good juniors, so when the opportunity comes, they give you the responsibilities.
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It is only after you are able to stand on your own feet, or have the confidence that you can stand on your own feet, should you look at doing things such as marriage or setting up a family.
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Banning cash transactions over R3 lakh will allow banks to diversify their banking activities into new areas and not mundane ones.
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Those who claim that they need cash because they are unable to pay labourers are those who are not paying minimum wages.
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I can't tell you precisely how much participation there will be from India in the One Belt, One Road, but what is clear is the understanding that it is important for us to develop neighbourhood trade.