Arundhati Bhattacharya Quotes
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My friends have helped my daughter in certain areas more than I have. What these have taught me is that you need to be good to people. There will always be times when you need their help.
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You cannot take bank interest rates very sharply down: you will lose your deposit franchise.
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Digital is the only way to get rid of corruption and unaccounted cash.
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It is too expensive to have a bricks and mortar presence everywhere.
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Why should a country have to take on itself a huge burden of managing a totally cash economy?
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Demonetisation is a disinflationary process. So, this will bring down prices in the long run. It will also help in bringing down interest rates.
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What needs to be done is that the digital initiatives that we had started, that those get the same kind of focus, and that we now disincentivize the use of cash. If you're going to slide back into the ways that we had before this demonetization impact, then you really won't get the benefits.
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If you look at it ideologically, I would say Brexit is not something that probably is good for the world.
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The move towards a unified agricultural market helps farmers get correct remuneration for their produce.
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PSU banks are sole lenders to capital-intensive firms.
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Competition is always there.
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In order to ensure long-term investment, it is important to make infrastructure as transparent and as bankable as possible - should be a win-win for all.
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Every industry, as it comes to a certain level of maturity, there is consolidation. In that consolidation, some fall, but the men will always be there. It is the boys that get sloughed, I would say.
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I have never worried if my daughter has fallen sick, and I am somewhere else, because there is always somebody to take care of her.
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SBI Caps has a distinct advantage because most of our people are market recruits. We have a public sector heritage. Our challenge is to bring the best of both - public sector heritage and private sector talent - and provide a unique offering.
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Children should be taught in school that you should have all kinds of asset classes in your portfolio. They should be taught what those asset classes are, and their advantages and disadvantages.
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India does not have a problem of people grabbing share from a fixed pie. India is one of the few nations where the pie is getting bigger.
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At State Bank, all decisions are collective decisions. I have created the comfort zone.
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One of my main agenda right from the beginning has been cost rationalization, and we have done a lot of cost rationalization.
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I always focus on team building - both in office and at home.
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I do believe in teamwork, and I think it's very important, especially for a woman, because if you don't have a good team, then you cannot step out if you need to.
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If you have six corporate centres, six treasuries, six of everything, and then if you bring it down to one of everything, obviously there are some savings.
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One thing I would tell women is that they must take up the challenge. Very often, we anticipate a lot of problems, and therefore, we don't take the lead. And I think that we are shortchanging ourselves if we don't do that.
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Private sector has no issue in coming into infrastructure sector. They know very well that infrastructure is one area that can give you very steady long-term returns.