Arundhati Bhattacharya Quotes
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We underestimate our people. Given a challenge, most of our people will do it, especially the youngsters who take to technology like duck to water.
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I can't tell you precisely how much participation there will be from India in the One Belt, One Road, but what is clear is the understanding that it is important for us to develop neighbourhood trade.
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When interest rates are coming down, you cannot have high margins.
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It is important to create credit absorption capacity rather than to just enhance lending targets.
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Disinvestments will continue to happen. If the issue is priced correctly, there's no reason why it should not sell.
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If you go to any boardroom... the women are, by far, outnumbered by the men.
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You can't merge six banks and think that nothing will happen.
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Whatever I have said is in the interest of the system, and it has never been taken amiss.
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If a woman is financially independent, she can definitely make a bigger contribution in making big decisions and contribute much more. If a woman is financially independent, she can pursue her interests, too.
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Our huge infrastructure that we need for keeping cash is very expensive.
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The higher interest and higher inflation is a vicious cycle.
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If you are satisfied, you will never see any more progress. One remains dissatisfied, but that doesn't mean that things are not happening.
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I am not going to opt for a short-term view for a 206-year-old institution like the SBI.
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When borrowers anticipate that politicians might cancel their loans, they stop paying.
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India has a very young population which is comfortable doing business on a screen than do it one on one with a banking executive. They want quick fulfilment of desires, and may not have the time to go to a bank to get things done. Many of them are comfortable working from home.
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If you want to deemphasise cash, then people should not only have an incentive for going digital but also a disincentive for doing cash.
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You have to go to war with a sword and a shield. You cannot go to war with bare hands.
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Multiple mergers can be challenging because people come from different backgrounds.
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Things have their own pace, and if we work with that pace and anticipate the issues correctly, we can have good results.
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I believe in discussing very thoroughly what should be the goal. When discussing it, I allow others to give their views.
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If you start from the farm sector, we need much better investments and capital creation on land. We need logistics support; we need cold chain and processing capability. We need proper pricing at various stages to ensure that the producers are not left out in the value-chain.
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ATM is still a cash channel; we want to migrate it to the digital channel.
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When it comes down to business, everybody is very businesslike... I have never felt any difficulty in dealing with any of these situations.
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Indian Prime Minister Narendra Modi turned the narrative around on demonetisation very quickly by promoting the move as one way of ending systemic corruption in the country.