Arundhati Bhattacharya Quotes
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Whatever I have said is in the interest of the system, and it has never been taken amiss.
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I can't tell you precisely how much participation there will be from India in the One Belt, One Road, but what is clear is the understanding that it is important for us to develop neighbourhood trade.
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It is important to create credit absorption capacity rather than to just enhance lending targets.
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We keep saying, 'No more 'band aid' solutions.'
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There is potential for more Chinese investment in India's infrastructure, and there are already Chinese investors in India's power and telecoms sector as well as the banking and payments space.
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We underestimate our people. Given a challenge, most of our people will do it, especially the youngsters who take to technology like duck to water.
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If a woman is financially independent, she can definitely make a bigger contribution in making big decisions and contribute much more. If a woman is financially independent, she can pursue her interests, too.
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When borrowers anticipate that politicians might cancel their loans, they stop paying.
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You can't merge six banks and think that nothing will happen.
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If you go to any boardroom... the women are, by far, outnumbered by the men.
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If you are satisfied, you will never see any more progress. One remains dissatisfied, but that doesn't mean that things are not happening.
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The higher interest and higher inflation is a vicious cycle.
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Disinvestments will continue to happen. If the issue is priced correctly, there's no reason why it should not sell.
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I am not going to opt for a short-term view for a 206-year-old institution like the SBI.
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ATM is still a cash channel; we want to migrate it to the digital channel.
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India has a very young population which is comfortable doing business on a screen than do it one on one with a banking executive. They want quick fulfilment of desires, and may not have the time to go to a bank to get things done. Many of them are comfortable working from home.
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You have to go to war with a sword and a shield. You cannot go to war with bare hands.
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Multiple mergers can be challenging because people come from different backgrounds.
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If you want to deemphasise cash, then people should not only have an incentive for going digital but also a disincentive for doing cash.
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At the end of the day, none of us are the Oracle of Delphi, so we don't get everything right. It's always good to be able to listen and to take on what seems to be the right thing to do.
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Things have their own pace, and if we work with that pace and anticipate the issues correctly, we can have good results.
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I believe in discussing very thoroughly what should be the goal. When discussing it, I allow others to give their views.
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If you start from the farm sector, we need much better investments and capital creation on land. We need logistics support; we need cold chain and processing capability. We need proper pricing at various stages to ensure that the producers are not left out in the value-chain.
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When it comes down to business, everybody is very businesslike... I have never felt any difficulty in dealing with any of these situations.