Arundhati Bhattacharya Quotes
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Waiving debts corrupts the credit culture.
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We keep saying, 'No more 'band aid' solutions.'
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There is potential for more Chinese investment in India's infrastructure, and there are already Chinese investors in India's power and telecoms sector as well as the banking and payments space.
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I can't tell you precisely how much participation there will be from India in the One Belt, One Road, but what is clear is the understanding that it is important for us to develop neighbourhood trade.
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You can't merge six banks and think that nothing will happen.
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It is important to create credit absorption capacity rather than to just enhance lending targets.
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Whatever I have said is in the interest of the system, and it has never been taken amiss.
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If you go to any boardroom... the women are, by far, outnumbered by the men.
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Things have their own pace, and if we work with that pace and anticipate the issues correctly, we can have good results.
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We underestimate our people. Given a challenge, most of our people will do it, especially the youngsters who take to technology like duck to water.
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The higher interest and higher inflation is a vicious cycle.
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If you are satisfied, you will never see any more progress. One remains dissatisfied, but that doesn't mean that things are not happening.
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When borrowers anticipate that politicians might cancel their loans, they stop paying.
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India has a very young population which is comfortable doing business on a screen than do it one on one with a banking executive. They want quick fulfilment of desires, and may not have the time to go to a bank to get things done. Many of them are comfortable working from home.
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I am not going to opt for a short-term view for a 206-year-old institution like the SBI.
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Disinvestments will continue to happen. If the issue is priced correctly, there's no reason why it should not sell.
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If you want to deemphasise cash, then people should not only have an incentive for going digital but also a disincentive for doing cash.
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ATM is still a cash channel; we want to migrate it to the digital channel.
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You have to go to war with a sword and a shield. You cannot go to war with bare hands.
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Multiple mergers can be challenging because people come from different backgrounds.
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At the end of the day, none of us are the Oracle of Delphi, so we don't get everything right. It's always good to be able to listen and to take on what seems to be the right thing to do.
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I believe in discussing very thoroughly what should be the goal. When discussing it, I allow others to give their views.
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If you start from the farm sector, we need much better investments and capital creation on land. We need logistics support; we need cold chain and processing capability. We need proper pricing at various stages to ensure that the producers are not left out in the value-chain.
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Indian Prime Minister Narendra Modi turned the narrative around on demonetisation very quickly by promoting the move as one way of ending systemic corruption in the country.