Charles Duhigg Quotes
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Bank of America is the story of some of the most ambitious, aggressive bank builders on the face of the planet.
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Analysts say that one reason Fannie Mae and Freddie Mac were privatized in the first place was to prevent political whims from dominating the mortgage marketplace.
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For years, many public health campaigns that aimed at changing habits have been failures.
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Barium, which is commonly found in power plant waste and scrubber wastewater, has been linked to heart problems and diseases in other organs.
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Because the fees associated with a reverse mortgage are high, such loans make sense only for borrowers who expect to live in their home for a number of years.
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It is often difficult to definitively link a specific instance of disease to one particular cause, like water pollution. Even when tests show that drinking water is polluted, it can be hard to pinpoint the source of the contamination.
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Most people probably don't even know what toothpaste they buy; they just recognize the box on the shelf.
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You're much better off creating positive rewards, complimenting people for acting correctly, rather than punishing them when they act incorrectly.
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Actually, attorneys say, copying a purchased CD for even one friend violates the federal copyright code most of the time.
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After World War I, while France and other Allies were building military defenses modeled on trench warfare, German commanders were shaping a nimble fighting force.
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In surveys, many borrowers say reverse mortgages have improved their lives and provided money they needed for retirement.
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It's an open secret that if a debtor is willing to wait long enough, he can probably get away with paying almost nothing, as long as he doesn't mind hurting his credit score.
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At some point, if you're changing a really deep-seated behavior, you're going to have a moment of weakness.
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Government and other scientists have identified hundreds of chemicals that are linked to diseases in small concentrations and that are unregulated in drinking water or policed at limits that still pose serious risks.
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Some financial advisers say anyone who may move in less than seven years should not take out a reverse mortgage.
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The Safe Drinking Water Act was passed in 1974 after tests discovered carcinogens, lead and dangerous bacteria flowing from faucets in New Orleans, Pittsburgh and Boston and elsewhere.
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Once you break a habit into its components, you can fiddle with the gears.
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There is a woman named Wendy Wood, who did a study when she was at Duke, and she followed around college students to try to figure out how much of their day was decision-making versus how much was habit. And what she found was that about 45 percent of all the behaviors that someone did in a day was habit.
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Every habit is made of three parts... a cue, a routine and a habit. Most people focus on the routine and behavior, but these cues and rewards are really the way you make something into a habit.
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Way back in 2000, the EPA was poised, and, in fact, had drafted a rule, to specially regulate pollution - water pollution and other types of pollution - from power plants, but the energy industry pushed back pretty significantly.
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People who start habitually exercising tend on average to eat better. They also tend to use their credit cards less and procrastinate less.
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Charles Wyly was born Oct 13, 1933, in Lake Providence, La., and for a period lived with his family in a shack without electricity or plumbing.
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Often in companies, you'll see tensions between sales and marketing. Sales people will want to give discounts to clients because they often get paid a commission based on how much they sell. So they're always pushing to give discounts because that will increase sales. Marketing, however, is judged by overall profitability.
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Public employee unions are hardly the only group involved in bare-knuckles politics. Businesses lobby fiercely, and executives make hefty campaign donations.