Chanda Kochhar Quotes
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I think India's growth itself will give opportunities for Indian banks to become substantially bigger.
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One thing I would say about the Indian consumer is that as much change and as much technology, innovation that you offer to the Indian consumer, the Indian consumer is very receptive and actually keep expecting more, and we have had that great experience.
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Our focus is more on secured retail business like housing and car loans. While we will do some unsecured loans - credit cards and personal loans - we will do it primarily with existing customers.
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We have a vision of a strong and prosperous India and an equally strong belief that this vision is achievable.
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Make sure you have that conviction to do what you know is right, and once you have it, don't let skeptics distract you from your path.
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India's growth drivers are actually two growth drivers. One is consumption, which arises out of our demographic advantage. And the other is the investments. Because we need a lot of investment in the country.
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You can maintain work-life balance even while pursuing careers.
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I believe that India's long-term growth story is strong, and foreign investors are keen to be a part of it.
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Normally, we define banks as being either retail or corporate, but ICICI transformed itself from a corporate bank into a retail bank and, now, a universal bank.
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Rising incomes and positive demographics will provide opportunities for retail financial services in India.
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No one thing can change the face of any sector.
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It's not easy to have it all. Frankly, you know, you have to give as much to the career that the career requires and, at the same time, you have to give as much to the family as the attention that's required.
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Aggression at a time when the economy was growing at substantial rates and the retail lending as an industry was growing at a substantial rate was an appropriate aggression. Caution at a time when the economic environment is so uncertain is an appropriate caution.
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I think everybody wants GST.
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Adaptability is a great asset to have because life is so unpredictable, and things can change overnight for any of us.
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I thought work and family complete life. Aarti's enthusiasm and energy levels made me realise that life can be even more wholesome and fuller.
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If you take existing ideas and make them affordable and scalable, you substantially change business models.
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It's about maintaining balance. Plan better, be organised. I chose to be a working wife and mother. Why should I compromise on either?
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As far as discom reforms are concerned, they have to be a combination of two parts. One is the existing balance sheet and, therefore, taking care of that. The second important is the reduction in losses going forward.
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The whole thing of moving the currency through currency sorting and detection machines and so on that was the whole process actually encouraging electronic transactions.
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When commercial banking opened up for the private sector, I set up the retail-banking division for ICICI and grew it substantially. I then ran the international side of the ICICI Bank for a few years.
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If there is a course that is quant-oriented, you need to focus on that, but if it is a course that is more general management-oriented, do you not need entrance examinations which are more all round?
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Punjab is central to our business strategy, and we are an active partner in the state's growth.
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I was only a young girl of 13 when my father passed away from a sudden heart attack, leaving us unprepared to take on life without him. We had been protected from life's challenges so far. But without warning, all that changed overnight.