Chanda Kochhar Quotes
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ICICI Group has always been a catalyst in India's growth and continues to support the country in every sphere.
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My priorities are going to be to play a very balanced role in the sense that I have to keep an eye on the challenges in the environment. At the same time, I have to keep an eye on the optimism that is there for India.
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What I was told by my parents was that, you know, take this inhibition out whether you're a girl or a boy. Basically, pursue your dream, and as long as you're a capable and hardworking human being, you will be able to follow and fulfill your dream.
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Only if you aspire for more will you achieve more.
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You have to handle the challenges and emerge stronger from them, rather than allow them to bog you down.
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We are monitoring the global companies on a daily basis, and their rating continues to be investment grade. We will take immediate action if anything goes wrong.
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Over the years, we have gone beyond our businesses to take up philanthropic projects in diverse areas - from education to health care to skilling.
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I use my interaction with both my kids to know how the youth today relates to technology, their expectations in terms of mobility and social solutions by customer services-oriented businesses like banking.
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I had to create a team of people who had worked in this industry for other banks. What I brought to that team was ICICI's strategic thinking, but when it came to domain knowledge or product nuances, I had to learn from the team.
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Remember to be sensitive to the feelings of people around you.
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I learnt to always keep my mind open to new ideas and looked at each new assignment as an opportunity to learn and prove myself.
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We have to always set an aspiration for ourselves and then strive to get there.
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Whenever there is a challenge, the key is not to get consumed by the challenge but actually to learn from it.
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All three of us - two sisters and a brother - were brought up with an emphasis on academics.
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As far as employees are concerned, clearly I like to communicate with them, since we are more than 40,000 people. I like to communicate either through e-mail or through video conferencing, which we do very often, and stream out videos and interviews. But more than that, I believe in traveling to my branches.
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The important source of finance is now commercial papers, bonds, and so on.
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What my parents believed was that, you know, the best wealth they could give to us children was to educate us and, you know - give us that foundation.
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Our institutional framework needs to be bolstered further. We have to implement laws like the proposed Bankruptcy Code and GST (Goods and Services Tax), which will create efficiencies and strongly support the business environment.
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The scope of activities for payments banks mainly includes acceptance of demand deposits, issuance of ATM/debit cards, payment and remittance services, and distribution of third-party products.
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Aim for the sky, but move slowly, enjoying every step along the way. It is all those little steps that make the journey complete.
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Business models that are relevant today are not relevant tomorrow and were not in existence yesterday.
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As far as investors and customers are concerned, I make it a point to answer each and every piece of mail that comes to me.
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Mark-to-market losses are not real loss. It's a notional loss.
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Payments banks can also act as business correspondents of other banks.