Chanda Kochhar Quotes
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What's important is that we see each year what the opportunities are, and make use of the opportunity.
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What I was told by my parents was that, you know, take this inhibition out whether you're a girl or a boy. Basically, pursue your dream, and as long as you're a capable and hardworking human being, you will be able to follow and fulfill your dream.
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It's not easy to have it all. Frankly, you know, you have to give as much to the career that the career requires and, at the same time, you have to give as much to the family as the attention that's required. But it can be done, yes.
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I use my interaction with both my kids to know how the youth today relates to technology, their expectations in terms of mobility and social solutions by customer services-oriented businesses like banking.
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We actually probably do nothing very special for women. But what we do in a very special manner is to remain an absolute gender-neutral, merit-based organization.
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The growth that we are targeting for our bank is in line with the banking industry.
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It's very important to have the comfort of the regulator in every geography where you operate.
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ICICI Bank was the first bank to recalibrate its ATMs for 2000 and then also for 500 rupee notes, and now we have some ATMs which give out 2000, 500, 100 - all of them.
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We have to always set an aspiration for ourselves and then strive to get there.
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Whenever there is a challenge, the key is not to get consumed by the challenge but actually to learn from it.
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I have it all because my children did not whine and cry when I was not there.
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When people come and invest in India, they invest on a certain premise, and the fact that the very premise can change worries them a lot.
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Remember to be sensitive to the feelings of people around you.
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When we in our sector talk of the adoption of Indian consumers to new products and innovative ways of doing banking, they always exceed our expectations.
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All three of us - two sisters and a brother - were brought up with an emphasis on academics.
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Mark-to-market losses are not real loss. It's a notional loss.
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My priorities are going to be to play a very balanced role in the sense that I have to keep an eye on the challenges in the environment. At the same time, I have to keep an eye on the optimism that is there for India.
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All my challenges have become opportunities.
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The increase in coal production and the efficiency in coal movement are all administrative things that can add a lot to the economic growth.
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Two eyes are given for a reason. One eye to always look at the opportunity. The second eye to always keep looking at the challenges. Because if you don't balance both, it's very easy to get carried away one way or the other. And it's when you balance the two that you find the most sustainable model.
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Our institutional framework needs to be bolstered further. We have to implement laws like the proposed Bankruptcy Code and GST (Goods and Services Tax), which will create efficiencies and strongly support the business environment.
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I always believe that, as you start out, while you should have a big dream - a big goal - but it's also important to move step by step. So, you know, frankly, if you ask me, when I started as a management trainee in 1984, I don't know that I really thought that I would become the CEO.
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I had to create a team of people who had worked in this industry for other banks. What I brought to that team was ICICI's strategic thinking, but when it came to domain knowledge or product nuances, I had to learn from the team.
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As far as investors and customers are concerned, I make it a point to answer each and every piece of mail that comes to me.