Chanda Kochhar Quotes
-
What women need are not benefits and advantages but a merit-based selection process that will allow them to automatically benefit from various opportunities.
-
Resolution can be in any form - S4A, SDR or restructuring - but we need an enabling environment where bankers feel comfortable to take decisions and where they also feel obliged to implement decisions in a timely manner.
-
As we were growing retail, and it was a huge growth phase, it was very important to keep our quality under control. Therefore, it was not just distribution, not just back-office operations, but also the risk-management practices. And these we learned together, supported by technology.
-
Clearly, for an organization to move on, it is the job of the leader to be that sponge that takes the stress from inside and the outside.
-
Our parents treated all three of us - two sisters and a brother - equally. When it came to education, or our future plans, there was no discrimination between us based on our gender.
-
It's not that the regulator doesn't want the banking industry to grow. The growth of the industry has always been in relation to the GDP (gross domestic product) growth.
-
When I moved from corporate to consumer banking, I brought a lot of synergy with me.
-
We are monitoring the global companies on a daily basis, and their rating continues to be investment grade. We will take immediate action if anything goes wrong.
-
When commercial banking opened up for the private sector, I set up the retail-banking division for ICICI and grew it substantially. I then ran the international side of the ICICI Bank for a few years.
-
The issue of access to growth capital is common to all entrepreneurs. Any entrepreneur who can demonstrate a credible business model and plan would be able to access to capital.
-
The Indian banking industry has always been full of competition, and there is enough room for growth.
-
Only if you aspire for more will you achieve more.
-
My father, in a way, was a mentor in the way he instilled the basic values and ethics in me. My mother was a mentor by showing me an example to say that if women have tenacity, they can achieve whatever they have to.
-
As far as employees are concerned, clearly I like to communicate with them, since we are more than 40,000 people. I like to communicate either through e-mail or through video conferencing, which we do very often, and stream out videos and interviews. But more than that, I believe in traveling to my branches.
-
It's not easy to have it all. Frankly, you know, you have to give as much to the career that the career requires and, at the same time, you have to give as much to the family as the attention that's required. But it can be done, yes.
-
The consolidation that we started in 2009 was clearly the requirement of that time.
-
The important source of finance is now commercial papers, bonds, and so on.
-
Aim for the sky, but move slowly, enjoying every step along the way. It is all those little steps that make the journey complete.
-
The biggest challenge for me, for all of us, was that the consumer-credit market was very, very new for India and for ICICI. I was trying to create something that was not just new for me but absolutely unknown to the organization and the country as a whole.
-
Life comprises of both: opportunities as well as challenges.
-
In a larger sense, we all write our own destiny.
-
We have to always set an aspiration for ourselves and then strive to get there.
-
It is crucial to bridge the critical gap between manpower availability and employability by providing sustainable livelihood opportunities for all to grow and prosper.
-
You have to handle the challenges and emerge stronger from them, rather than allow them to bog you down.