Chanda Kochhar Quotes
-
My priorities are going to be to play a very balanced role in the sense that I have to keep an eye on the challenges in the environment. At the same time, I have to keep an eye on the optimism that is there for India.
-
Resolution can be in any form - S4A, SDR or restructuring - but we need an enabling environment where bankers feel comfortable to take decisions and where they also feel obliged to implement decisions in a timely manner.
-
Don't cut corners or compromise to achieve your dreams.
-
The growth that we are targeting for our bank is in line with the banking industry.
-
I was good with numbers.
-
The Indian banking industry has always been full of competition, and there is enough room for growth.
-
We have no exposure in Europe and not made any finances to the companies there. So the question of Greek debt crisis impacting the bank does not arise.
-
All my challenges have become opportunities.
-
When I moved from corporate to consumer banking, I brought a lot of synergy with me.
-
I think we have to pick up some sectors where we can make India the global hub in the entire value chain, and the most important sector to pick up should be electronics.
-
I have it all because my children did not whine and cry when I was not there.
-
Our parents treated all three of us - two sisters and a brother - equally. When it came to education, or our future plans, there was no discrimination between us based on our gender.
-
The scope of activities for payments banks mainly includes acceptance of demand deposits, issuance of ATM/debit cards, payment and remittance services, and distribution of third-party products.
-
It's very important to have the comfort of the regulator in every geography where you operate.
-
Remember to be sensitive to the feelings of people around you.
-
She worked hard till she saw all of us through college and we became independent. I never knew that my mother had such a wealth of self-assurance and belief within her.
-
What we see is that we actually have digital channels through which the customers interact, but we also take the absolute brick channels, which is the branch, and convert that experience into a more digitised experience.
-
ICICI Bank was the first bank to recalibrate its ATMs for 2000 and then also for 500 rupee notes, and now we have some ATMs which give out 2000, 500, 100 - all of them.
-
Successful strategic vision lay in the fact that we visualized the retail business to be much bigger, ahead of what others thought it to be.
-
Life comprises of both: opportunities as well as challenges.
-
The consolidation that we started in 2009 was clearly the requirement of that time.
-
Two eyes are given for a reason. One eye to always look at the opportunity. The second eye to always keep looking at the challenges. Because if you don't balance both, it's very easy to get carried away one way or the other. And it's when you balance the two that you find the most sustainable model.
-
Payments banks can also act as business correspondents of other banks.
-
What my parents believed was that, you know, the best wealth they could give to us children was to educate us and, you know - give us that foundation.