Thomas Sowell Quotes
Securities based on risky mortgages are what toppled financial institutions but it was the government that made the mortgages risky in the first place, by making home-ownership statistics the holy grail, for which everything else was to be sacrificed, including commonsense standards for making home loans.

Quotes to Explore
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Working as a musician, I have to constantly generate new material, so school keeps me sharp. Reading and writing all the time helps me to be a better songwriter.
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Some borrowers are pretty damn good at fraud.
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I have run two Olympic 'A' standard times over the past 12 months and with the time I ran at the African Championships last week I know my speed and fitness are constantly improving so that I will peak in time for the Olympics.
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No animal should ever jump up on the dining-room furniture unless absolutely certain that he can hold his own in the conversation.
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People see me now and ask if I'm still running. I may look like I am, but I'm really not. People think I still run every day but I ran for 25 years and I deserve to not do anything but walk or ride the bike with my kids.
Gail Devers -
When you procrastinate, you're more likely to let your mind wander. That gives you a better chance of stumbling onto the unusual and spotting unexpected patterns.
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I started classes and it wasn't because I was like, 'I want to be an actor!' - I was really interested in the theory of what acting can be and what it's about. It's all about living in the moment and kind of being present, which is something that at that time in my life I really wanted to explore.
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I'm not about my breasts; I'm just about good health, OK. I'm not afraid of doing what I need to do to stay here. I really don't understand women who are in denial, who don't want to go for a mammogram. I think it's stupidity. Sorry. I have no patience for that.
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I love New York.
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As for the level of spectacle of the two disciplines, I leave it to the people who watch the races to comment.
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I think that there's a clinical mental illness called depression, but I believe that post-industrial America has been narcotized by progress. There's a cultural malaise - mental illness or no - that everybody suffers from at some point in their life.
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There are two kinds of success. One is musical or artistic and the other is commercial.
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I don't know if a government bailout will rescue America's auto industry, but I do know that if there is a bailout, it better come with a big, bright stop sign and lots of strings attached.
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I have never been vain. I don't take myself seriously. I don't consider myself sexy or good-looking.
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I am only this successful because I'm so good at grounding myself.
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If anyone can crack the publicity nut and figure out how to not come across hammy and contrived, I'd love to talk to them.
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Even when I'm playing a lawyer or a doctor, I want to play a person. A human being.
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I've been hearing fiddle music since I was in the womb, I'm sure.
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Success makes you less intimidated by things.
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It's fascinating that people, there's so many people now who will make judgments based on what you look like. I'm black, so I'm supposed to think a certain way? I'm supposed to have certain opinions? I don't do that. You don't create a box and put people in and then make a lot of generalizations about them.
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Activity is the only road to knowledge.
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I feel like you learn how to do school in second grade through fifth grade. During those years, I was never home.
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Never try to impress a woman, because if you do she'll expect you to keep up the standard for the rest of your life.
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Securities based on risky mortgages are what toppled financial institutions but it was the government that made the mortgages risky in the first place, by making home-ownership statistics the holy grail, for which everything else was to be sacrificed, including commonsense standards for making home loans.