Thomas Sowell Quotes
Securities based on risky mortgages are what toppled financial institutions but it was the government that made the mortgages risky in the first place, by making home-ownership statistics the holy grail, for which everything else was to be sacrificed, including commonsense standards for making home loans.

Quotes to Explore
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Working as a musician, I have to constantly generate new material, so school keeps me sharp. Reading and writing all the time helps me to be a better songwriter.
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Some borrowers are pretty damn good at fraud.
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I have run two Olympic 'A' standard times over the past 12 months and with the time I ran at the African Championships last week I know my speed and fitness are constantly improving so that I will peak in time for the Olympics.
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No animal should ever jump up on the dining-room furniture unless absolutely certain that he can hold his own in the conversation.
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People see me now and ask if I'm still running. I may look like I am, but I'm really not. People think I still run every day but I ran for 25 years and I deserve to not do anything but walk or ride the bike with my kids.
Gail Devers -
When you procrastinate, you're more likely to let your mind wander. That gives you a better chance of stumbling onto the unusual and spotting unexpected patterns.
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I started classes and it wasn't because I was like, 'I want to be an actor!' - I was really interested in the theory of what acting can be and what it's about. It's all about living in the moment and kind of being present, which is something that at that time in my life I really wanted to explore.
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I'm not about my breasts; I'm just about good health, OK. I'm not afraid of doing what I need to do to stay here. I really don't understand women who are in denial, who don't want to go for a mammogram. I think it's stupidity. Sorry. I have no patience for that.
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I love New York.
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As for the level of spectacle of the two disciplines, I leave it to the people who watch the races to comment.
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I think that there's a clinical mental illness called depression, but I believe that post-industrial America has been narcotized by progress. There's a cultural malaise - mental illness or no - that everybody suffers from at some point in their life.
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There are two kinds of success. One is musical or artistic and the other is commercial.
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I don't know if a government bailout will rescue America's auto industry, but I do know that if there is a bailout, it better come with a big, bright stop sign and lots of strings attached.
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I have never been vain. I don't take myself seriously. I don't consider myself sexy or good-looking.
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I am only this successful because I'm so good at grounding myself.
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If anyone can crack the publicity nut and figure out how to not come across hammy and contrived, I'd love to talk to them.
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Even when I'm playing a lawyer or a doctor, I want to play a person. A human being.
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I've been hearing fiddle music since I was in the womb, I'm sure.
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Pioneering companies always try out new things and experiment with new concepts and new things.
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I had a really hard time growing up; we were a large family, and we didn't have much money at home.
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But we may go further, and affirm most truly, that it is a mere and miserable solitude to want true friends; without which the world is but a wilderness; and even in this sense also of solitude, whosoever in the frame of his nature and affections, is unfit for friendship, he taketh it of the beast, and not from humanity.
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Obviously, being a first baseman, you're kind of expected to hit some home runs. Obviously, that goes into your head; it gets into my head a little bit.
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What we did with 'AllThingsD', though, was very different. We weren't taking a newspaper and putting it on the web; we were creating a digital native product, and we did it inside of a very old, stuffy newspaper company at the time.
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Securities based on risky mortgages are what toppled financial institutions but it was the government that made the mortgages risky in the first place, by making home-ownership statistics the holy grail, for which everything else was to be sacrificed, including commonsense standards for making home loans.